Cookie Notice

Version: 1.0 · Effective Date: March 27, 2026

1. GENERAL INFORMATION

1.1. This Cookie Notice (the "Notice") provides information on how FINAST sp. z o.o. (the "Service Provider"), a company incorporated in Poland under registration number (KRS) 0001164432, NIP 5214111567, and with its registered office at ul. JANA HEWELIUSZA, nr 11, lok. 811, kod 80-890, GDAŃSK, POLSKA uses cookies. This Notice applies to visitors ("Customers") of the Service Provider's website at www.finastpay.com.

1.2. The Service Provider operates as a Small Payment Institution (Mała Instytucja Płatnicza - MIP/SPI) with registration number MIP 282/2025 and is supervised by the Polish Financial Supervision Authority (Komisja Nadzoru Finansowego - KNF). The Services are provided exclusively to business customers (legal entities) within the territory of the Republic of Poland.

1.3. The Service Provider's website uses cookies - small text files stored on the Customer's device — to enhance the website's performance and improve the user experience.

1.4. Cookies help remember user preferences, store items in shopping carts, and provide anonymized analytical data to third-party tools such as Google Analytics. Cookies generally improve the Customer's browsing experience. However, the Customer may choose to disable cookies on this and other websites. The easiest way is to do so directly through the browser settings. For guidance, Customers may refer to their browser's help section or visit the "All About Cookies" website for instructions applicable to most modern browsers.

1.5. Please be aware that other entities, such as advertising networks, may also use cookies to monitor the Customer's activity on various websites. The Service Provider does not control such third-party cookies.

1.6. For additional information on cookie management, Customers may contact the Service Provider via email at support@finastpay.com.

2. COOKIE USAGE

2.1. Cookies are used to operate and enhance the Service Provider's website and services, offering Customers a better and more efficient experience. The categories of cookies used and their purposes include:

Authentication and security: verify Customer access, display relevant content, prevent unauthorized access, enhance security, and help identify and combat spam, abuse, or violations of the Terms and Conditions.

Functionality: deliver error messages, coordinate service use across browser tabs, and enable certain features on partner sites.

User preferences: store information about the Customer's browser and settings.

Analytics: help improve services by understanding how Customers interact with the website and optimizing their experience.

Research and development: gather performance data, identify issues, explore improvements, and test or build new features and services.

Personalized content: tailor content to the Customer's preferences.

Advertising: customize advertisements and measure their effectiveness. Third-party partners, including Google, may use these cookies to promote our services.

Cross-device personalization: identify devices used by the Customer to ensure consistent and personalized experiences across all devices.

2.2. The cookies encountered depend on the Customer's interactions with specific features and functionalities. The most frequently used cookies are listed below and may be updated periodically.

_ga. Distinguishes users. Expiration: 2 years.

_gid. Distinguishes users. Expiration: 24 hours.

_gat. Limits request rates. Expiration: 1 minute.

cookieControl. Stores acceptance of cookie preferences. Expiration: 30 days.

cookieControlPrefs. Stores selected cookie settings. Expiration: 30 days.

3. COOKIE CONSENT AND WITHDRAWAL

3.1. The Service Provider obtains the Customer's consent for non-essential cookies before placing them on the Customer's device, in accordance with applicable Polish and EU regulations (including the ePrivacy Directive and GDPR).

3.2. The Customer may withdraw consent at any time by adjusting browser settings or using the cookie preference center available on the Website.

3.3. Disabling essential cookies may affect the functionality of the Website and limit the Customer's ability to use certain Services.

4. AMENDMENTS AND UPDATES

4.1. This Notice may be updated occasionally. The most recent version will always be available on the website. Any revisions take effect once published.

4.2. More details regarding the collection, use, and retention of Customer personal data can be found in the Service Provider's Privacy Notice.