All your money.
One account.
Multi-currency wallets, instant SEPA transfers, real-time exchange — with every fee shown upfront. Open your free account in minutes.
Hold 11 currencies in one place
Your EUR wallet is created at registration. Add more currencies anytime. See your total balance, track every inflow and outflow.
4 ways to send money
SEPA to European banks. Internal by account number. Between users instantly. Directly to any bank card.
Exchange at real rates
Convert between your wallets instantly. See the exact rate and fee before you confirm. No hidden markup.
Send money
across Europe
SEPA, internal, card-to-card — pick the method that works. Enter the details, see the fee, confirm. That's it.
- SEPA to any IBAN in Europe
- Instant transfers between users
- Send to any bank card by number
- Fees always shown before confirmation
Convert currencies
in real time
Pick the source wallet, choose the target currency. See the live rate and exact fee. Confirm — funds arrive instantly.
Built different
from your bank
Traditional bank
- Hidden fees and markups
- Days for international transfers
- Branch visits for verification
- Single currency account
- Paper statements
FINAST
- Every fee shown before confirmation
- SEPA transfers, fast processing
- Online KYC in minutes via Finchecker
- 11 currencies in one account
- Full digital dashboard with export
Start in 3 minutes
No paperwork. No branch visits. Everything online.
Sign up
Enter your name, email, and password. Your account and EUR wallet are created instantly.
Verify
Quick ID check through Finchecker. Upload your document — most verifications take minutes.
Go
Add money by card, send transfers, exchange currencies. Full access from day one.
Your money is safe
Licensed by KNF. Customer funds in segregated accounts. 2FA available. All data encrypted.
Loved by thousands
"Finally an account where I see the exact fee before every transaction. No surprises."
Michael K. Freelancer, Berlin"Signed up, verified in 5 minutes, sent my first SEPA transfer the same day. Incredible."
Anna N. Entrepreneur, Warsaw"Holding EUR, PLN, and GBP in one place and exchanging between them — this is how banking should be."
James D. Consultant, London* Illustrative reviews based on typical user experiences.
Trusted infrastructure
Questions?
A digital payment platform with multi-currency wallets, SEPA transfers, real-time exchange, and card payments — all with transparent fees.
Yes. Account opening is free. There are no monthly maintenance fees. You only pay transaction fees, which are always shown before confirmation.
After registration, you complete a KYC check via Finchecker. Upload your ID document online — most verifications are processed in minutes.
A EUR wallet is created automatically. You can add wallets in 11 currencies total from your dashboard.
Four methods: SEPA (to any European IBAN), internal transfer (by account number), standard transfer (between users), and direct-to-card.
Yes. We are supervised by KNF (Polish Financial Authority). Customer funds are held in segregated accounts. 2FA is available via Google Authenticator.
Open your free account
No monthly fees. No hidden charges. Full access to wallets, transfers, and exchange.
Get started — it's free →